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Title Insurance
For many years, United Title Company has served homeowners, lenders and professionals in residential and commercial real estate, offering title examination services and homeowner's title coverage for new and existing homes. Since 1978, we have protected generations of businesses and homeowners, achieving below industry average claims history. Our firm commitment to outstanding service continues to grow with our stellar performance record. We attribute this to our thorough business practices and close business relationships with professionals in the lending and real estate communities.
United Title Company is dedicated to the provision of the highest quality of service to our customers and ensuring that your transaction proceeds flawlessly from beginning to end. The following is a brief overview of the title insurance available through United Title Company:
O & E Search
O & E's (Ownership and Encumbrances) provide the last deed of conveyance and any encumbrances on a property.
Commitments
A list of preliminary instructions of what must be done before United Title Company can guarantee or insure a title as marketable or a loan as being in a certain position or having a certain priority.
Policies
Insurance against loss or damage resulting from defects that may have occurred in the past.
ALTA and CLTA Owner's Policy
ALTA or CLTA Plain Language Owner's Policy (1-4 family residences)
OPAC (Owner's Policy At Closing)
ALTA or CLTA Mortgage Policy
ALTA or CLTA Construction Loan Policy
ALTA or CLTA Short Form Residential Loan Policy
Guarantees
Title Guarantee
Mortgage Guarantee
Foreclosure Guarantee
Public Trustee Sale Guarantee
Subdivision Guarantee
Litigation Guarantee
Recorded Document Guarantee
Settlement Services
United Title Company delivers professional escrow services for a wide variety of purchase, sale, financing, commercial and other transactions. As a neutral third party, United Title Escrow carries out the instructions in a purchase agreement between the buyer and seller or the borrower in a refinance situation with maximum responsiveness and attention to detail. We also handle all of the disbursement associated with a closing.
Our customers have come to rely upon the friendly service offered by United Title's Escrow Division made up of knowledgeable escrow officers who work hard to ensure that all parties involved in the transaction comply with the terms and conditions of the contract in an efficient and timely manner. Experienced with all types of real property, our highly experienced Escrow Division team strives to deliver consistent communication to all parties while adhering to even the strictest of lender instructions. We provide the following escrow services:
Work directly with all parties in a transaction
Receive your order for escrow and title services
Order the preliminary report and examination on the subject property
Obtain the title insurance required
Review the survey and other documents
Coordinate insurance coverage
Order all inspections
Carefully review all pre-closing matters
Prepare escrow instructions and required documents
Order demands on existing deeds of trust and liens or judgments,if any
Gather all closing cost information
Prepare all closing documents
Conduct the closing
Collect and disperse all money
Complete all post-closing details
ClosingPoint(SM)
Everyone talks about enhancing customer relationships by delivering superior service and information on the Web. But creating a concrete competitive advantage online isn't easy. Often it means integrating information from disparate back-office systems that were never designed to handle real-time interaction with end-users. Once you accomplish this, however, the benefits are compelling.
What would attract your customers? What would keep them in the fold?
The Answer: A combination of basic customer service and good practices. With ClosingPoint(SM) from United Title Company, you now can be armed with a truly unique, fully automated online collaboration tool that helps retain customers in one of the world's most competitive industries. In today's lending and real estate arenas, Web capabilities can help attract and retain customers while online efficiencies increase productivity and reduce costs.
Tap Into The Full Potential of Customer Service.
Created for exclusive use by United Title Company, ClosingPoint(SM) is tightly integrated into our core production system. This proven system enables us to uniquely match the workflow of our customers, allowing multiple participants within a real estate transaction to view current refinance and resale title insurance and escrow orders without a second tedious data-entry effort, eliminating the errors which naturally accompany it
Reduce Administrative Costs and Help Establish Deeper Relationships By Providing An Unbeatable Customer Experience.
The ClosingPoint(SM) development team delved deep into the procurement and management processes of our customer base to deliver the industry's richest online functionality, letting you go beyond transactions and focus on relationship building. ClosingPoint(SM) delivers tools, tracking and communication mechanisms that make it easy to customize your communication. What's more, up-to-the-minute, leading-edge security features give users far-ranging access to information while protecting confidentiality and data integrity.
From opening orders to obtaining documents, live status reports and sales comparables in real-time, to utilizing cutting-edge communication tools, ClosingPoint(SM) offers an unmatched level of online convenience, rich functionality, improved processing time and security for title and escrow services. The 24-hour-a-day, 7-day-a-week web presence and single point of entry afforded by ClosingPoint(SM) allows customers to reap the benefits of overall efficiency, improve timeliness of information delivery, boost the revenue productivity of business initiatives, streamline collaboration of internal and external resources on all transactions, and facilitate the convenient sharing of the full stream of transaction data.
See How You Can Centralize and Simplify Your Title and Escrow Business Processes.
With ClosingPoint(SM), we've harmonized the settlement industry's time-tested, traditional methods with technology-intensive business processing solutions. Find out how you can use ClosingPoint(SM) to deliver a solution that reduces your costs, delights your customers and propels you far ahead of other companies in the field. With ClosingPoint(SM), we've harmonized the settlement industry's time-tested, traditional methods with technology-intensive business processing solutions. Find out how you can use ClosingPoint(SM) to deliver a solution reduces your costs, delights your customers and propells you far ahead of other companies in the field.
ClosingPoint(SM) from United Title Company
Call 800.763.2322 for assistance from a sales representative or visit www.closingpoint.com for more information.
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